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Sunday, June 6, 2010

Here's a Clock That Will Blow Your Mind

Just click on the link: www.usdebtclock.org

Sunday, May 16, 2010

Must Try Asian Grill Recipes

Baby Back RibsServes 4. Get 4 racks of true baby back ribs ( each 3/4 to 1lb) 6 cloves coarsely chopped garlic, 1 piece (2 in) fresh ginger,peeled and coarsely chopped, 1 tbs. sugar, 1 tbs. coarse salt, 2 tbs. honey, 1 tbs. soy sauce,1 tbs. Asian fish sauce or additional soy sauce. For the dipping sauce 4 tsp coarse salt, 4 tsp white pepper, and 4 juicy limes cut in half. To prepare the ribs remove the thin, papery membrane from the back of each rack or ribs. ( some stores sell them already removed). If you have a large rack of ribs, cut each rack in half. Place ribs in a non-reactive baking dish just large enough to hold them in a single layer. Place the garlic, ginger,sugar,1 tbs salt and black pepper in a motor and pound to a paste. If you don't have a mortar and pestle, puree ingredients in a food processor. Work in honey, soy sauce and fish sauce or additional soy sauce. Spread spice over the ribs on both sides and let marinate in the frig covered from 1 to 4hours. For the dipping sauce, place 1 tsp of salt and 1 tsp of white pepper in neat mounds side by side in each of 4 tiny bowls. Place 2 lime halves next to each bowl. Then preheat your grill to medium. When ready to cook, brush grill grate clean and apply a thin coat of olive oil to the grate. Place ribs bone side down on the hot grate until then are golden brown and cooked through about 8 to 12 minutes per side. Cook a little longer for full size ribs. When done, transfer ribs to a cutting board and cut into individual ribs. Then arrange on platter for serving. Just before eating, instruct guests to squeeze 1 to 2 tbs of lime juice into bowl of salt and white pepper and stir until mixed. Dip ribs in sauce before eating. Beef Kebabs Serves 4. You need 1.5 lbs of rib eye steak about 1/2 in thick. 3 tbs light brown sugar, 2 tbs ground coriander, 1 tbs ground turmeric , 1.5 tsp ground cumin, 1.5 tsp freshly ground pepper,3 tbs Asian fish sauce or soy sauce, &3 tbs vegetable oil. Cut steaks into 1/2 in cubes without trimming fat. In a nonreactive mixing bowl, stir in brown sugar, coriander, turmeric, cumin, pepper, fish sauce or soy sauce, and oil. Let beef marinate in frig for at least 2 hours. Then drain beef cubes and discard the marinade. Thread beef onto bamboo skewers leaving the bottom half of the skewers for a handle. Preheat grill to high. When ready to cook, brush grill grate with a thin coat of oil. Arrange skewers on hot grate with a strip of aluminum foil placed under exposed ends of skewers to keep them from burning. Grill cubes 1-2 minutes per side for medium rare, a little longer for medium. Beef should be cooked to an internal temperature of 145 F. Serve beef cubes with a tasty relish or fried garlic peanut sauce. Asian Cucumber RelishAsian Cucumber Relish Makes 1 to 1.5 Cups. Take 1 medium cucumber, cut in half lengthwise and take out seeds. Then take 1 shallot and mince to get 2-3 tbs or 1 scallion, white and green parts, trimmed and minced. Then get 1 small hot red chile, stemmed, seeded and minced. Put aside 2 tbs rice vinegar, 1 tbs sugar and coarse salt and freshly ground pepper. Cut cumber into 1/4 in dices. Place cucumbers, shallot, chile, rice vinegar and sugar in a mixing bowl and toss gently to mix. Season with salt and pepper to taste. You can make this relish up to 2 hours ahead. Fried Garlic Peanut Sauce Yields 2 cups. Ingredients are 2 tbs veg oil, 5 cloves garlic , 3 thinly sliced crosswise and 2 minced, 1 shallot minced, 2 strips lemon zest 1/2 in by 2 in, 1-3 small hot chiles stemmed, seeded and minced. ( for hotter sauce leave in seeds) 3/4 cups peanut butter, 1 cup unsweetened coconut milk, 2 tbs sugar, 2 tbs soy sauce, 1 tsp fish sauce (optional) 1 tsp fresh lime juice, 1 tsp finely chopped cilantro, coarse salt and freshly ground pepper. Heat oil in a sauce pan over medium high heat. Add sliced garlic and cook until golden brown or about 2 minutes. Remove garlic with a slotted spoon. Place on paper towels to drain. Add minced garlic, shallot, lemon zest and chiles and cook over medium high heat until fragrant and lightly browned, about 2 minutes. Stir in peanut butter,coconut milk, sugar, soy sauce, fish sauce if using, , lime juice and 3/4 cup of water. Reduce heat and gently simmer until sauce is thick and pourable about 5 to 8 minutes. Stir in cilantro during last 2 minutes of cooking. Just before serving, stir in fired garlic. If sauce turns thick and pasty, add 1 tbs or so of water. Add salt and pepper to taste and more sugar and lime juice if needed. Coconut Grilled Corn makes a great side dish with the ribs or beef skewers. Serves 4. You'll need 4 ears of sweet corn,husked,3/4 cup unsweetened coconut milk, 2 tbs light brown sugar, 1-2 bay leafs, 1/4 tsp salt. Combine coconut milk, sugar, bay leaf and salt in a small saucepan over medium heat. Let simmer gently until sugar dissolves, 3 to 5 minutes.Taste for sweetness adding more sugar if necessary. Remove pan from heat and let mixture cool to room temperature. Preheat grill to high. When ready to cook, brush grill grate clean and apply thin coat of oil to grate. Place corn on hot grate.Start basting with coconut milk mixture after a few minutes. Baste several times until corn is nicely browned on all sides, about 2 -3 minutes per side, 8 - 12 minutes total, turning with tongs. Baste corn one final time, plate and serve.

Home Made Gelato Recipes From Florence, Italy

Plain Base First make 1 quart of plain base with 2 cups whole milk,1 cup heavy cream, 4 large egg yolks and 1/3 cup sugar. 1. In a heavy bottom sauce pan, combine milk and cream. Place over medium-low heat and stir occassionally so a skin doesn't form. Keep on heat until tiny bubbles start to form and the mixture reaches 170 F.( use a candy thermometer ) 2. In a medium heat proof bowl, wisk egg yolks until smooth. Gradually wisk in sugar until the mixture is a thick, smooth pale yellow. Temper the egg yolks by slowly pouring them into the hot milk mixture while wisking continuously. Return the custard to the saucepan and place over low heat. Cook, stiring frequently with a wooden spoon, until the custard is thick enough to coat the back of a spoon and it reaches 185 F. DO NOT bring to boil. Poor the mixture through a fine mesh strainer into a clean bowl and let cool to room temperature stiring every 5 minutes or so. To cool the custard quickly, make an ice bath by filling a large bowl with ice and water and placing the custard in it. Stir the custard until cool. Cover and refrigerate until very cold for at least 4 hours or overnight. Banana Gelato This requires 2 chilled ripe bananas,1 tablespoon sugar,and 1/2 tablespoon fresh lemon juice. Make your Plain Base and chill. Place the bananas, sugar and lemon juice in a blender and add half the plain base. Blend until smooth, then wisk in remaining base. Pour the mixture into the container of an ice cream machine and follow the manufacturer's directions. Transfer to an airtight container and freeze for a least 2 hours before serving. Lemon Poppy Seed Gelato Requires 1/4 cup fresh lemon juice, 2 reaspoons grated lemon zest, and 1 tablespoon of poppy seeds. Make the Plain Base as directed. Then gently wisk in the lemon juice and zest into the base. Pour the mixture into an ice cream maker container and follow manufactuer's dirfections. Add poppy seeds 5 minutes before the churning is completed. Transfer to an airtight container and freeze for at least 2 hours before serving.

Thursday, May 13, 2010

Leave The Haggling To Someone Else

If you've ever bought a used car, the worst part of the process is haggling about the price. Now a new company has emerged that will do the dirty work for you and save you money which is www.Carsala.com Call or log onto their website and enter the make, model, year range etc. Carsala will then send you a report listings cars that fit your description. It also removes any damaged, wrecked or flooded vehicles from the search plus any dealers with bad business practices. You can select up to 20 cars for Carsala to negoigiate for you, including cars you found on your own. Pro hagglers take over and get you the deal in writing. Plus you get another report with all the negoiated deals and then you can take a test drive and complete the deal. Carsala charges 20% of the savings OFF the asking price which is capped at $300 for up to 20 cars. So if the asking price is 15 grand and Carsala gets you a price of $14 grand, you pay $200 or 20% of the $1,000 difference. Until Oct 1, 2010, Carsala is offering a $99 flat fee when you use the coupon code, KIPIE.

Monday, May 3, 2010

Five Ways To Avoid Or Dispute Surprise Medical Bills

1. Stay In Your Network This is the best way you can avoid extra charges. 2. Double Check Everything The first time you visit a doctor, always call to verify that he or she is in your network. Websites can sometimes be outdated and mix-ups happen. Also make sure before you're admitted to a hospital that you will be treated by doctors in your network. That way you won't be hit up for "balance bills". 3. Negotiate Everything Upfront If you know you must go out of your network, be ready to talk money before you are treated. Keep in mind that even in emergency situations, insurers only pay what they deem as "usual" and "customary" treatments in your area. So if your P.P.O pays 80% of out of network charges, that means 80% of reasonable and customary fees. If your doctor charges well above what the insurance company deems reasonable, you may be "balanced billed" for the difference. So ask the out-of-network doctor what the charges for your care will be. Than check with your insurer to see how their payouts match up. Armed with this info, you can negotiate with the doctor to accept the insurance company payment in full. If you want to use an out-of-network hospital, you'll also need to get pre-approval on surgeon's fees and other charges. 4. Negotiate Everything Afterwards Too When you get a balance bill, don't hesitate to call the doctor and ask why he or she feels the insurance payment is not sufficient and why you were not told about the extra fees ahead of time. 5. File An Appeal If you feel your insurance company is not paying its fare share, consider a formal appeal. (If you found this post helpful,why not click on the small "envelope icon" below and e-mail this post to ten of your friends or family members.)

Tuesday, April 27, 2010

How To Get Out Of Almost Any Service Contract Without Penalties

If you agreed to a 2 year service contract on your broadband or smartphone service ,you may be able to ditch your obligation if your provider changes the terms after you sign up. In December, one phone carrier notified its customers of a 40 cent monthly increase on all lines and a $5 increase on accounts with spending limits. That constitiued a "materially adverse change of contract" as per the carrier's terms. So if your provider alters the terms of your contract and you want to break it, just contact the company in writing ( certified mail is best ) within the time period specified in your contract. It is usually 30 to 60 days. Make it clear in your letter that you are leaving because of the "materially adverse" nature of the change. P.S. If you found this post helpful,please forward it to your family and friends.

Saturday, April 24, 2010

How To Learn Something For Nothing

www.AcademicEarth.Org This site offers the courses of 10 elite universities with 130 full courses and 3,500 video lectures. www.CNX.Org Connexions hosts more than 16,000 modules that make up a collection of say an algerbra textbook or a statistics course. www.OcwConsortium.Org This consortium represents 250 universities from around the globe that want to advance free educational resources. www.ItunesU.Com is the largest entry point into all of online education with nearly 300,000 audio and video files from more than 600 colleges around the world. www.YouTube.Com/Edu currently hosts about 300 universities with 200 full courses and 60,000 videos.

Friday, April 23, 2010

10 Best Donut Shops In America

1.Doughnut Plant -NYC Best bet: Creme Brulee. 2. Zingerman's- Ann Arbor, MI Best bet: Roadhouse Donut 3. Fractured Prune-Ocean City, MD Best bet: Black Forest Donut 4.Psycho Donuts - Campbell, CA Best bet: S'mores Donut 5. Glazed Dounts-Chicago, IL Best bet: Oatmeal Chocolate Stout 6.Dynamo Donuts-San Francisco, CA Best bet: Spiced Chocolate 7. Dreesen's - Easthampton, NY Best bet: Plain 8. Top Pot Donuts-Seattle, WA Best bet: Pink Feather 9.Stan's - Westwood, CA Best bet: Peanut Butter & Fresh Banana With Chocolate Chips 10. Sweetwater's Donut Mill- Kalamazoo, MI Best bet: Grasshopper

Sunday, April 18, 2010

Best Meal Deals In Paris

L'Argume, 15, rue des Fosses St.-Marcel;Phone (33-1) 43-31-86-48.Lunch 14-16 euros, Dinner 35 euros. Le Chateaubriand,129, avenue Parmentier,(33-1) 43-57-45-95. Dinner 45 euros. www.Bistrot-Jadis.Com ,208,rue de la Croix Nivert,(33-1)45-57-73-20Lunch 25 euros,dinner 32 euros. Yam'cha ,4, rue Sauval,(33-1)40-26-08-07. Lunch 30-65 euros,dinner 65 euros. www.Frenchie-Restaurant.Com , 5, rue du Nil, (33-1)40-39-96-19Lunch 21-25 euros,dinner 31-35 euros. www.LaGazzetta.Fr,29, rue de Cotte,(33-1)43-47-47-05.Lunch 16 euros, dinner 38-50 euros.

Sunday, April 4, 2010

How To Sell Your Home Fast In A Weak Market

1.Choose A Broker That Can Sell To find the best broker,determine which realtor dominates your market by "For Sale"signs and recommendations by neighbors. Then call the sales manager at the realty office and find out who are the top 10% agents as measured by sales. These agents generate 90% of revenues for an office. So they are most likely to sell your house at the best price. Before you commit to an agent make sure he or she has sold several homes in your neighborhood at attractive prices. Also, make sure that no more than 6 months had passed between the time the homes were listed and sold. Then make sure the agent has a marketing plan tailored to your home. 2.Get Your Marketing Right Most home buyers start their search on the internet. So make sure your agent lists your property on the seven biggest real estate sites which are Yahoo, Craigslist ,Trulia, Zillow, Homes.Com ,Realtor.Com and MLS. Only real estate agents can list homes on Homes.Com, Trulia, Realtor.Com and MLS. Ads range from free to $300+ for first page positions, slide shows and videos. 3. Use Professional Photos Market reserach proves that photos influence buyers more than any other tool. Some agents will send out a professional photographer to take photos. If yours doesn't, you can hire your own for $100 to $500 depending where you live. 4. Clean Out Your Closets Neatness implies that you take care of things. Buyers may think that a messy closet means faulty wiring or plumbing. 5. Get Rid Of Clutter Eevery piece of junk reduces your homes value because buyers can't see past it. If necessary, rent storage space for a few months. 6.Let There Be LightBuyers want a bright house above all except location. So ditch the heavy drapes, wash the windows, and move furniture away from the windows. Then trim any outdoor plants blocking the sun. Paint the walls creamy white. And if possible, piant the outside of the house yellow. If you need to re-paint or change the siding of the house, make sure it's yellow. Yellow houses have the most curb appeal and sell faster than any other color. 7.Swipe And Deploy Attend an open house at a few new developments and take note on how the model homes are decorated. Then try to apply some of these latest decorating trends to your house on the cheap. 8. Price It Right The smartest strategy is to under price your house below market value. That's because buyers are looking for value when they buy. This also might force buyers into a bidding war over your house with one another. If you price high and then go low, buyers will sense your despiration and start making low ball offers. 9.Offer Incentives Giving buyers a cash incentive will give you an unfair advantage over other sellers. Offer to pick up part or all of the closing costs. Then advertise this in advance and more people will want to see your property. 10. Hold The Paper First fo all, one-fifth of all homes sold involve partial or seller financing. Second, buyers may not be able to qualify for a conventional mortgage because they may be self-employed or can't come up with 20% down. If you don't have a mortgage to pay off, and you aren't buying another house, or if you don't need the cash, this is a win-win for you and the buyer. You can charge 5% interest or more, and the collateral is a property you know and trust. The buyer gets to skip the hassle of applying for a mortgage, and saves on closing costs. The down payment also becomes negotiable. Plus you might be able to spread any capital gains you might owe over several years. Just make sure your agent or lawyer runs a credit check on the buyer and let your lawyer draw up a formal contract. Also, make sure your contract states the if the buyer falls behind on payments just one or two months,the buyer forfeits the down payment and you can take back the property.

Sunday, January 31, 2010

22 Things Restaurants Don't Want You To Know

1. Waiters are not allowed to tell a customer they don't like a dish 2.If you're looking for your waiter and another waiter tells you he's getting something out of the stock room, he's probably out back having a smoke. 3. If you order a frozen drink that's a pain to make,they'll tell you that they've run out 4.They put extra sugar in all the kids meals including the pizza dough 5. At most restuarants "specials" are things they must sell before they throw them out 6. Never order lemon with your drink since no one washes them and everyone touches them 7.If youb ask how many calories are in a drink, waiters are not allowed to tell you even if they know. They are told to say you should check online 8. In a restuarant, skim milk is almost never skim milk and 9 times out of 10. Even at the best places around, the breakfast buffet scrambled eggs are powered 9. If your food took a long time to come out, 9 times out fo 10 its the kitchen's fault. 10. If they say the desserts are homemade, they were homemade at a bakery a few miles down the road 11. A lot of places buy salad dressing on 1 gallon jars, add a few ingredients, and call it homenade 12. Afetr 8pm, all the coffee is cafinated since no one wants to clean two coffee pots 13. Don't call a place and ask to speak to the chef. If you really knew the chef, you'd have his or her cell phone number 14. If you want great service, use your waiter's name. And if you return, ask for your waiter by name even if he or she doesn't remember you 15. Never order fish on a Sunday or Monday since most fish deliveries are on Tuesday and Thursday 16. In some places, the salads are made up to 3 days in advance 17. If you don't like something, don't eat it, send it back right away and order somethin else. If you want to know if a restauarant is clean, check the bathroom. If its dirty, the kitchen is much worse 19. Watch out when the waiter comes over to fill your glass. If the pitcher touches the rim of your glass, you get to share all kinds of germs 20.If you have a problem, always ask to speak to the owner. Managers usually aren't allowed to comp meals and will take it out on the waiters 21. If you want to be known as a regular, go the restaurant on Mondays, Tuesdays and Wednesdays 22. The two worst times to go out and eat is Mother's Day and Valentine's Day. Try to avoid eating out on these two days unless you like lousy service and an over priced food. To celebrate these two days, trying going out a few days before or a fews days after these two dates for a memorable meal. If you insist on eating out on these two days, then make sure the restaurant is high end and rated 5 stars. Outstanding restuarants are usually outstanding no matter what day you choose to dine.

Sunday, November 29, 2009

7 Insurance Myths That Can Cost You Big Time

Myth #1-Replacement Cost-Reality: Usually, replacement cost coverage ONLY covers the depreciated value of your damaged possessions. In this case, you'll have to come up with the extra cash to buy new replacemnet items. Plus, many times you'll have to do it in 12 months from the date of the loss. What You Should Do: Check the time limit. Check with contractors and ask if they are willling to work with your insurance company to recover the full cost. For damaged contents, replace some items quickly and file a claim. Then use the insurance settlement money to replace more. Myth # 2-Insurers Only Replace The Damaged Sections-Reality: If replacing a damaged section of your home creates a visible difference between the replaced section and the old section, the insurer MUST replace the undamaged areas as well. What You Should Do: If your insurer tries to dodge responsibility to replace undamaged sections, write a letter to the adjuster stating what should be covered by the policy. Then add: " It is my understanding that in accordance with the line-of-sight-rule, I'm also entitled to replacement of the siding on the south and west side of my home as well. If you have any doubts about this, please refer to your Fire, Casualty and Surety( FC&S) Bulletins and get back to me." Most adjusters usually back off when policy holders cite this trade publication known by few outsiders in the insurance industry. Myth # 3- You Have To Live With The Work The Auto Repair Shop Mandated By Your Insurer Reality: Right after your insurer's mandated repair shop finihses its work, take the vehicle to a dealership service department and request an evaluation of the damaged area. If the vehicle was in a serious collision, request a 4 wheel alignment. These types of alignments usually uncover lingering problems with vehicles that have been in collisions. Share your findings with your insurer, and say, "You warranted these repairs, so take my car back and fix it properly." Myth #4-My Car Is Covered By Any Driver - Reality: When you lend your car out, it depends on the policy. Some insurers now provide coverage only to drivers specifically named on the policy. So before you lend your car out, check with your insurer. Myth # 5 - It's OK To Call Your Insurance Company To Inquire About Small Claims- Reality: Your insurance company wll open a claim as soon as you call the claims department even if you don't persue payment. What You Should Do: Don't call your insurance company unless its going to cost you more than your deductable. Myth # 6 - Independent Insurer Adjusters Are Fair- Reality: An adjusters job is to look out for the insurance company whether he or she works for the insurer or is independent. He or she will pretend to be your friend and try to steer you towards repairs instead of replacing the damaged areas. The only exception to this rule is when you're dealing with company adjusters from Chubb or Amica who are pro customer. What You Should Do: If you feel an adjuster is not being fair with you, hire a public adjuster. In fact, most public adjusters will tell you that you should contact them FIRST before you call your own insurance company! Reason? They can get you more money before your insurance company has a chance to downplay the claim and offer you a paltry sum! Public adjusters represent policy holders in their negociations with insurance companies. However, they are not all created equal. So when you decide on which one you will call, make sure you check out the adjuster's reputation at www.BBB.Org Public adjusters can be found in the yellow pages under "Insurance Adjusters" or "Adjusters-Public" or through the National Assocation of Public Adjusters. Call 703-433-9217 or go2: www.Napia.Com Public adjusters usually charge 10% to 25% of the total claims settlement which you should negoiate before you sign a contract.Myth # 7- You Can Cancel Your Insurance By Not Paying The Bill - Reality: Insurers usually give you a 30 day grace period before coverage is terminated. Policyholders are legally responsible for premiums charged during the grace period even if you have no intenion of continuing with the coverage. So its better to call and cancel a policy you no longer need.

Friday, November 13, 2009

How To Make 8% On Annuity Investments And Ten Questions You Should Before You Buy

1. Why Am I Buying It? People buy annuities to protect their savings from market downturns, to enjoy tax deferred growth, or to generate a guaranteed income for life or for some other fixed period of time. If you're not trying to achieve one or more of these goals, annuities may not be for you. 2. How Much Will My Annuity Pay Out? Your sales advisor should be able to tell you the guaranteed minimum it will pay each year, based on your initial investment and the date of your distribution. Note that if you are funding a varible annuity over time, that won't be the case. 3. How Much Will This Annuity Cost? You should know the mortality and expense charges that fund the annuity guarantees,any administrative fees, and in any fees for optional benefits. With a varible annuity, you should know the underlining expenses for the investment in your account. 4. What Are My Investment Option? When you a buy a varible annuity,you typically invest in a portfolio of stock and bond funds until you begin withdrawals. The end avalue of that portfolio will impact how much money you will actually receive. So you should be comfortable with the investments your varible annuity offers you. 5. Will My Heirs Get Back My Investment If I Die Prematurely? Buying an annuity without a death benefit means higher income for you. But if you don't vfeel good about the possibility that an insurance company will keep any portion of your premium that it hasn't paid out by the time you die, loook for an annuity with a death benefit. Most offer them. You can also choose a "joint and survivor" annuity that continues to pay out as as you or a designated second person like your spouse is alive. 6. Can I Get My Money Back If My Circumstances Change? Once you convert you account balance into a guranteed stream of income, you can only access the money on that schedule. If that's a concern, ask about options that permit additional withdrawals. 7. What Surrender Fees Apply? Most fixed or varible annuities impose surrender fees if you make withdrwals during the first several years of ownership. If that'sa concern, look for annuity with a "free corridor" that lets you withdraw some money each year without a fee. Just make sure to compare corridor terms from one provider to the next. 8. What Are The Tax Consequences Of Annutities? Annuities are tax deferred investments, but depending on your age and other circumstances, some withdrwals could jepardize your tax status. For instance, taking money out beofre 59 1/2 generally triggers a 10% federal income tax penalty. Also, any portion of your withdrawals representing investmnent earnings are taxed as oridinary income, not capital gains. 9. Can I Lose Money On This Annuity? You can lose money on any annuity that doesn't have a death benefit. But you can also lose money on a varible annuity that does not offer any minimum withdrawal or income guarantees. That's because your account valuen can go up or down based on your investment portfolio. 10. How Strong Is The Insurance Company? No matter how attractive an annuity may seem, it will prove to be a poor investment if the inssuing company isn't around to make good on its guarantees when you need them. So check out the issuer's financial strength at websites of the major rating companies. To make 8% interest on a $100,000 investment that pays $700 a month for life see www.ImmediateAnnuities.Com and www.AnnuityQuickQuote.Com

Sunday, November 8, 2009

How To Have A Great Thanksgiving Holiday

For info on buying and fixing the turkey, sides dishes crafts and games, make sure you visit http://urbanext.illinois.edu/turkeyls For the best Bl;ack Friday deals, go2: www.black-friday.net

How To Fake Gourmet Fixings

To supercharge MAYO mix a tablepsoon of lemon juice, add a 1/3 cup of olive oil, a dash of black pepper, a dash of garlic and fresh herbs into a store bought cup of mayonnaise. To upgrade OLIVES drain a 7 oz jar of ordinary brine. Then gently crush the contents of the jar, put in a new container, add 1/4 cup of olive oil, one or two crushed cloves of garlic, and one tablespoon of thyme. Chill for 3 or 4 days, and they'll rival anything you can buy at the gourmet deli. Soup up your STOCK with a quick shot of flavor. Mix 2 or 3 chicken bouuillon cubes with a 1/2 cup of white wine, 3 tablespoons each of carrots, onions and celery. Then add two sprigs of parsley, a 1/3 of a bay leaf, and a pinch of thyme. Simmer for one half hour.

New Book Reveals Hidden Dangers Of Cell Phones,Cordless Phones,WiFi & Microwaves

A new book titled Public Health SOS, The Shadow Side Of The Wireless Revolution by Camilla Rees stated that in 2007, The American Journal of Epidemiology reported that cell phone users who spent more than 22 hours a month on their cell phones were 58% more likely to develop tumors of the salivary gland then those who didn't use cell phoneas as often. Studies funded by the cell phone industry show that cell phones are safe. However, they usually last 6 years or less which is not long enough for a tumor to develop. Plus cell phone studies define heavy use as just a few hours a week. So to be safe, use cell phones only for emergencies or to retrive messages. Return all calls on a land line phone. Also, regularly switch the cell phone from one side of the head to another to minimise one side radiation exposure. Also, turn off your cell phone when not expecting a call because cell phones send and recive signals even when you're not talking. Another good habit is don't let the cell phone tocuh your ear or body parts. When talking, hold it at least one inch away from your head or use the walkie-talkie feature. Naturally, text-messaging is safer because the phone is away from your head. Bluetooth technology uses radiation but it is less than levels generated by your cell phone. To be safe, use a pneumatic plastic tube ear piece to reduce your exposure to radiation. A company called Mercola sells these headsets. You can visit their website at http://products.mercola.com Next, don't use a cell phone in the car. In a car, it uses more power because it must continually reconnect with antennas. Plus the signal is reflected by the metal in the car which increases exposure to radiatrion. Cordless phones used in the home pose the same risks as cell phones. To be safe, you should replace all cordless phones with corded phones when practical. WIFI is also a strong source of electromagnetic radiation. So use cables to connect everything to your computer. But if you must use a wireless router, place it as close as possible to the devices it controls. Microwave Ovens leak radiation even up to 20 feet away. So your best defense is to leave the kitchen when the microwave is on. If you want to test your mircowave, put your cell phone in the microwave and close the door. ( DO NOT TURN ON THE MICROWAVE ! ) call your cell phone. If you hear it ring, then it means radiation is able to pass out of your microwave.

Wednesday, November 4, 2009

Natural Swine Flu Remedies

If you don't plan on getting the swine flu vaccine, or if it is not available in your area, here are some natural remedies that may protect you. If you would like to improve your immune system and take preventative steps, then you should take an Astragalus capsule once or twice a day before meals. If you start to notice the signs of swine flu symptoms, then you should take Oscillococinum (pronounced o-sill-cox-see-num)capsules which may reduce the severity and duration of the flu.Another potent remedy against swine flu are chinese herb formulas. They often have an antiviral effect and may increase your immunity. The best and purest brand of Chinese herbs is Wellness Formula by Source Naturals. Just make sure you only buy formultaions made in the USA since formulations made in China may contain toxic levels of mercury. Another great antiviral supplement is Black Elderberry. And naturally, before you take any supplement for a medical condition you should always first consult your doctor.

Sunday, August 30, 2009

The Best Place To Buy Mens Suits, Shirts & Shoes

The best place to buy a men's suit is at Nordstrom. The house brands called John W. Nordstrom and Broletto sell for around $600. But these garments are equal in quality to suits selling for $1,000 or more. Nordstrom also employs skilled tailors and sales associates which will increase the odds that you will get a good fit for your body type. If you live or work near a Saks Fifth Avenue store, their Saks house brand suit at $695 is another excellent value. Just maker sure you choose a timeless style that won't go out of date and select a fabric in an 8.5 oz to 10 oz weight. This fabric can be worn year around in every season. The best place to buy high quality dress shirts with french cuffs at a fair price is at Charles Tyrwhitt in London. You can buy one shirt for $59 or 4 for $199. See: www.ctshirts.co.uk Since many people will form an impression of you based on the quality of your shoes it's a good idea to invest a few extra dollars in a quality pair of shoes. You can now wear dark brown shoes with gray or blue suits but you should wear black shoes with black suits. Just make sure you buy laced-up shoes or slip-ons and avoid shoes with tassels. They look dated. The best value in quality men's shoes from $195 is at Allen Edmonds. They are made in the USA and the company will "re-craft" your old Edmonds shoes like new starting at $30. Call 800-817-7615 or see: www.AllenEdmonds.Com

The Best Way To Find A Job

The odds of finding a job mailing out resumes is just 7%. When you respond to ads in a professional journal your odds of success are still static at 7%. Responding to job on the internet gives you a slight boost at 10%. Responding to newspaper ads gives you the lowest odds of success at 5%. But it could jump to 24% if you're looking for a minimum wage job. Working with a private employment agency only gives you a 5% success rate since employers don't feel the need to pay private search firms in a down economy. However, your odds of finding a job by networking jumps to 33% because employers love to hire people based on personal recommendations from trusted employees and cntacts. If you don't mind knocking on doors unannounced your odds of success will jump to 47%. But this tactic doesn't work well with large companies. So limit this method to companies with 50 employees or less. Calling companies out of the yellow or white pages can boost your chances of finding a job to 69%. Just ask for the owner and briefly explain your background or skills. Then ask if he or she knows anyone who would be interested in hiring someone like you. Keep in mind this won't work with large companies that have voice mail systems and operators. The best odds of finding a job jumps to 70% when you partner with others to form a job hunting group. Just put together a group of job seekers like yourself and agree to keep any eye out for each other for jobs for people in the group. You could meet once a week at a coffee house or someone's home to trade job info and strategies.

Saturday, May 30, 2009

How To Eat Steak On A Hamburger Budget

The pre-cut, pre-packaged meats you see at the supermarket are grossly over priced. You can request much cheaper and equally delicious alternatives from the butcher working behind the meat counter where you shop. Instead of Rib Eye Steak at $13 lb, you can buy Chuck Eye for about $2 lb. Ask your butcher to cut a 4 inch roast off the front of a bonless chuck, peel out the chuck eye, and cut it into steaks. Instead of buying Beef Short Ribs at $5 lb, buy Flatiron at $2 lb.Wait until there is a sale on cross rib roasts which happens all the time. Then ask your butcher to carve a flatiron roast out of the cross rib. Then have him cut up the flatrion into boneless country-style ribs. Instead of buying Lean Ground Beef at $7 lb, buy Bottom Round a lean, meaty beef cut at $2 lb. Just ask your butcher to grind up a bottom round roast for you. Instead of opting for Pork Tenderloin at $6 lb, ask for Boneless Loin Roast at $2 lb. Ask the butcher to carve an entire roast or cut it into medallions fro frying, chunks for BBQ's, oe thin slices for strir-fry. Roasting Chickens or large whole frying chickens are $1.69 lb. Instead, buy pre-packaged Whole Fryers at .69 to 1.29 lb. You can also buy dark meat hindquarters at .59 lb. Instead of buying Veal at $13 lb, get Boneless Pork Sirloin at$2 lb. Its a tender cut from the backbone of the hog that has the same color and mild flavor as veal. Ask your butcher to slice it very thin and it makes a great substitute for veal in veal Parmesan and veal Scalopini. Instead of buying Italian Sausage at $4 lb, get Pork Shoulder Butt at $2 lb. Have your butcher grind it then you can easily mix it with Italian or breakfast sausage seasoning yourself. Without seasoning, its a great substitute for ground beef. If you buy organic meats, you can cut the price of organic cuts by 66% by using this tips.